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DON P. BAKER

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    • Home
    • Homes For Sale
    • Life Insurance
    • Cancer Insurance
    • Long-Term Care Insurance
    • MEDICARE
    • DENTAL INSURANCE
    • Health & Fitness
    • Christianity
    • Contact Us

DON P. BAKER

DON P. BAKERDON P. BAKERDON P. BAKER

  • Home
  • Homes For Sale
  • Life Insurance
  • Cancer Insurance
  • Long-Term Care Insurance
  • MEDICARE
  • DENTAL INSURANCE
  • Health & Fitness
  • Christianity
  • Contact Us
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Insurance Without Any Health Questions

Guaranteed Issue Whole Life Insurance

  

Guaranteed Issue Whole Life Insurance Without Any Health Questions or Medical Exam


  

Whole Life Insurance


Whole life insurance is a type of permanent life insurance coverage designed to provide protection for your family by locking in benefits that can help pay for end-of-life expenses, as well as cash value that can be accessed in an emergency. Whole life is available for people aged 45-85.


Whole life coverage may be right if you:


· Need coverage that doesn’t require a medical exam or health questions

· Have a tight budget or fixed income and need a premium that won’t increase

· Need coverage for burial, funeral, or other final expenses, or to pay off debts

· Would like to supplement existing insurance coverage

· Want to build cash value and have access

· Benefit amounts: $2,000 – $25,000

· Benefits are never reduced because of age or health

· Affordable rates that never increase

· 85% of claims paid within 24 hours


Final Expense Estimator


Funerals are expensive. Depending on your needs, expenses can range from a few thousand dollars to upwards of $15,000. And the last thing you want to do is to be under-insured, leaving your loved ones to worry about funeral costs.


Use this planner as a guide to help estimate burial and other funeral expenses. Then you can match your life insurance coverage with your needs.


Suggested prices are based on Texas state average.


· Cremation with Memorial Service $2,882

· Cremation without Memorial Service $2,221

· Traditional Funeral Service $5,098


Includes a visitation followed by a funeral service the next day and transportation to the cemetery.

Casket


· Cremation Urn $500

· Metal Casket $2,400

· Wood Casket $3,500


Cemetery Fees

· Burial $3,500

· Inurnment $2,000

· Scattering of ashes $1,000


Marker/Monument

· Grave Marker $1,500

· Monument $2,500


Additional Expenses (select all that apply)

· Clergy Honorarium $400

· Death Certificate $100

· Family Travel Expenses $2,000

· Floral Arrangement $300

· Funeral Meal $500

· Motor Escorts $375

· Musician Honorariums $500

· Obituary $500

· Stationery $100


Total $8,382


Estimated MINIMUM Coverage Needed $9,000


Does the thought of getting a medical exam to qualify for life insurance make you anxious? You're not alone. For some people, the life insurance application process and medical exams can be stressful. The anxiety of having their blood drawn and going through a paramedical examination may be enough to keep them from getting the coverage they need. 


Despite these worries, life insurance is important and the decision to get protection should not be postponed. If you've been procrastinating due to anxiety over the process, guaranteed issue life insurance is for you.


Guaranteed Issue Whole Life Insurance is a simple and affordable guaranteed issue life insurance policy designed to cover expenses like medical bills, credit card debt or funeral costs, and can help protect your loved ones from future financial burdens.


Guaranteed Issue Whole Life is designed to provide you with comfort and peace-of-mind for just a few dollars a day. Plus, it includes benefits typically available only in more expensive policies. Best of all, acceptance is guaranteed. 


From application to policy issue, the process is simple, short and pain-free! If you're age 45-85, with Guaranteed Issue Whole Life Insurance, you can't be turned down for health reasons, and you can receive a permanent, guaranteed issue life insurance policy without having to qualify for coverage based on your health. 


The benefits from this guaranteed acceptance life insurance can lend a helping hand for your loved ones during a difficult time.


Guaranteed Acceptance Life Insurance


Permanent protection that lasts you a lifetime - You are automatically qualified and we guarantee that we won't turn you down.


No Medical Exam Required

This guaranteed issue life insurance product requires NO medical exams or health questions that can cause traditional life insurance costs to skyrocket.

Learn More

 Is Guaranteed Issue Whole Life Right for You? IT'S THE RIGHT FIT IF: You want a quick and easy acceptance process, with no medical exam or health questions· You want a policy that builds cash value over time· You’re between the ages of 45 and 85 and need a policy with guaranteed premiums 

Find out more

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