Whole life insurance is a type of permanent life insurance coverage designed to provide protection for your family by locking in benefits that can help pay for end-of-life expenses, as well as cash value that can be accessed in an emergency. 

· Have a tight budget or fixed income and need a premium that won’t increase

· Need coverage for burial, funeral, or other final expenses, or to pay off debts

· Would like to supplement existing insurance coverage

· Want to build cash value and have access

· Benefits are never reduced because of age or health

· Affordable rates that never increase

· 85% of claims paid within 24 hours

Funerals are expensive. Depending on your needs, expenses can range from a few thousand dollars to upwards of $15,000. And the last thing you want to do is to be under-insured, leaving your loved ones to worry about funeral costs.

Use this planner as a guide to help estimate burial and other funeral expenses. Then you can match your life insurance coverage with your needs.

· Cremation with Memorial Service $2,882

· Cremation without Memorial Service $2,221

· Traditional Funeral Service $5,098

· Cremation Urn $500

· Metal Casket $2,400

· Wood Casket $3,500

· Burial $3,500

· Inurnment $2,000

· Scattering of ashes $1,000

· Grave Marker $1,500

· Monument $2,500

· Clergy Honorarium $400

· Death Certificate $100

· Family Travel Expenses $2,000

· Floral Arrangement $300

· Funeral Meal $500

· Motor Escorts $375

· Musician Honorariums $500

· Obituary $500

· Stationery $100