DENTAL INSURANCE

There’s no deductible to meet before we pay benefits, which can help reduce your out-of-pocket expenses.

You are preapproved for one of these insurance policies, even if you have current dental problems. Plus, there is no age limit, so the coverage can be yours for a lifetime!

The inexpensive price you pay today is locked in for three years; and it cannot go up because of how many claims you file or if your dental health changes.

Simply sign up to have payments taken automatically from your bank account and receive $1.00 off your premiums every month — that’s $12.00 a year.

Preventive care benefits can be paid starting on day one, so you can use your insurance as soon as it’s effective. You can collect benefits for basic care after three months and benefits for major care after 12 months.

There’s no annual or lifetime maximum on how much money you can collect ... so there are no worries about receiving benefits year after year.

You can go to any dentist you wish and the benefits paid to you won’t change. If you do choose to use a dentist in our network of 470,000 provider locations, you can save a national average of 33%* on covered services.

Medicare doesn’t cover routine dental care or most dental procedures such as cleanings, fillings or dentures. But our simple no-deductible dental insurance helps pay for these!

Our insurance pays up to a fixed amount for each covered service, not a percentage, so you always know the exact amount you’ll receive. You can also collect multiple benefits in just one visit. A complete list of benefits will come with your insurance packet.

No, you can use any dentist you choose and the benefits we pay to you won’t change. We do have a network with over 470,000 dental providers available to you and you can receive a national average of 33%* on covered services if you choose one of these providers.

If you don’t have a dentist, this gives you a chance to shop around until you find a dentist you like who is reasonably priced, which helps you save money.

This shouldn’t happen, but if it does, don’t worry — you can file the claim yourself. Some dental offices get confused because they’re accustomed to being part of certain networks. If they don’t belong to a company’s network, they assume the insurance won’t pay benefits.

With our insurance, you can choose any dentist. So we still pay benefits for covered services ... even if the dental office says they don’t accept our insurance.

No, this insurance is not tied to your job. It’s a great way to replace an employer’s dental insurance that ends when you change jobs or retire.

Because we care about your dental health, we provide coverage that helps pay for up to two cleanings per year. Remember, preventive benefits start right away, so you can schedule a cleaning today.