Welcome
Let us guide you towards a secure and prosperous future."
"Unlock your financial potential with our expert Annuities, Business, and Life Insurance consultants and advisors.
CENTRAL METRO REALTY. We are different!
New Homes for Sale
As experts, we can assist you in purchasing your new construction home. We know which builders are offering the best down payment assistance, which are offering the best interest rates, the best warranties and much more. If you want to purchase ANYWHERE in Texas...
Please give me a call: 713-581-4366
Get the life insurance you need and deserve.
Living Access Benefits
Get the life insurance you need and deserve.
Living Access Benefits
Our suite of Living Access Benefits helps provide additional protection for you. These features are automatically included on most of our policies.
Chronic illness benefit
At some point in your life, a situation might arise when you could need permanent help with two or more of the activities of daily living (ADLs) or permanent ongoing care to keep you safe due to a cognitive impairment.
If you qualify, you may be able to request up to 20% of your death benefit amount. You can use this benefit however you need. When you make a claim using this feature, the policy death benefit will be reduced based on a reduction factor.
Critical illness benefit
This feature allows you to access your death benefit if you are diagnosed with or have had the need for any of the following:
- Cancer
- Heart attack
- Heart valve replacement
- Kidney failure
- Major organ transplant
- Paralysis
- Stroke
- Sudden cardiac arrest
You can make only one claim per year, and you can make only one claim per qualifying condition arising from the same event. The maximum number of claims that will be paid of the life of the policy is five. When you make a claim using this feature, the policy death benefit will be reduced based on a reduction factor.
Terminal illness benefit
This feature allows you to access your death benefit if you are diagnosed with a terminal illness resulting in a life expectancy of 12 months or less. The policy must have been in force for two years, and at least two years must remain until the maturity date. There may be limits on how much you can receive based on the policy. The amount of the available benefit will be a minimum of $10,000 but not more than $250,000. The amount you receive will be reduced based on your age, sex and interest rates when you request the benefit.
Learn More
Life Insurance Designed for People Living with Diabetes
Did you know that over 30 million Americans are living with diabetes, and half of them don’t have enough life insurance?
At Don P. Baker Financial Group, we understand the unique challenges faced by individuals with diabetes. That’s why we work with trusted carriers to provide tailored life insurance options that ensure you and your family are protected.
💡 Get the life insurance you need and deserve.
Contact us today to explore affordable, personalized plans that give you peace of mind.
📞 713-581-4366
🌐 www.donpbaker.com
📧 donpbaker@gmail.com